HelpHorizons.com, Inc. attempts to make all reasonable efforts to maintain an informative, useful, and safe Web site for the benefit of the general public. These efforts include, but are not limited to, random monitoring of the Site's message boards and chat rooms (for the purpose of detecting abuses) and screening of articles posted on the Web site. Furthermore, all mental health professionals who subscribe to Virtual Offices on the Site are required to provide proof of certification and liability insurance before being granted registered access to a Virtual Office on the Site. We ask that you carefully review these Terms and Conditions, and that you read and signal that you agree with the Terms and Conditions detailed below (the "Agreement"). The Site could not provide you with a worthwhile level of service, or even exist, without taking such precautions.

Please note that you will be referred to as "User" in this Agreement. The term "Provider" includes HelpHorizons.com, Inc. and its officers, directors, employees, agents, successors, and assigns. The term "mental health professional" and "counselor" are used interchangeably in the Terms and Conditions and on the Site and include a variety of mental health professionals including, but not limited to, psychiatrists, psychologists, therapists, counselors and social workers.

1. Services and Conditions of Use

HelpHorizons.com, Inc. is proud to welcome you to our Web site, HelpHorizons.com (the "Site"). HelpHorizons.com, Inc. (the "Provider") agrees to provide you a Site with general information, message boards, chat rooms, the ability to access mental health professionals and their services, interesting surveys and quizzes, and opportunities to shop for items of interest to you. All of the services provided are subject to the terms of this Agreement. Provider reserves the right to modify this Agreement at any time by providing notice through the Site. You hereby agree that, at all times that you use the Site, you will abide by the Terms and Conditions set forth herein. To use the Site, you as User must agree to all of the Terms and Conditions set forth in this Agreement. You should read this Agreement carefully. Do not use the Site unless you have read and agree to abide by the Terms and Conditions set forth herein.

2. General Disclaimer

The content on the Site is provided for general information purposes only and is not intended in any way to be a substitute for face-to-face professional advice. Persons seeking such advice should consult with a legally-certified mental health professional. You may choose to identify a mental health professional in your area through the referral service on the Site or through other means, including contacting your physician. The content offered on the Site should not be relied upon for diagnosis or treatment of a mental or medical condition. Do not disregard professional advice or delay seeking professional advise as a result of something you have read on the Site.

IF YOU ARE THINKING ABOUT SUICIDE OR FEEL THAT YOU MAY BE A DANGER TO YOURSELF OR TO OTHERS, PLEASE IMMEDIATELY CALL 911 AND NOTIFY THE POLICE OR EMERGENCY MEDICAL SERVICES.

User's reliance on any information provided on the Site is solely at the risk of the User. Provider does not endorse and does not recommend any information, material, product, quiz, survey, test, procedure or opinion that may be posted or referred to on the Site. Opinions expressed on the Site are solely the opinions of the authors of such material posted or appearing on the Site. Provider does not assume any liability or responsibility for the accuracy of the content of any material provided on the Site. Provider does not assume any liability or responsibility for damage or injury to persons or property arising from the use of any information or material of any nature provided on the Site. Provider reserves the right, at any time, to modify or to stop providing any component or feature of the Site.

3. Privacy Statement

Please see our privacy policy at: http://www.helphorizons.com/about/privacy.htm

4. User Rules for the Site

By using the Site, you agree that you will not undertake any of the following actions:

• Use the Site for any purpose which would violate any local, state, federal or international law.
• Post material that is unlawful, obscene, threatening, defamatory, bigoted, racially offensive, hateful, or embarrassing to any person or entity as determined solely by Provider;
• Post material that advocates illegal activity or discusses illegal activities with the intent to commit them;
• Post material which infringes in any way upon copyright or intellectual property rights of others;
• Post advertising or any form of business solicitation;
• Engage in any other conduct which, in the opinion of Provider, inhibits or restricts others from using and enjoying the service;
• Impersonate another person;
• Post chain letters; or
• Post the same material more than once (commonly known as "spamming").

Users who violate the above Rules or Terms and Conditions of the Site may receive a warning from Provider stating that User has committed a violation and that further violations may result in the termination of User's account. With or without warning, Provider, in its sole discretion, may terminate User's account when these Rules and/or Terms and Conditions are violated. Provider will also make every effort to remove material or postings on the Site that are in violation of the Rules or the Terms and Conditions

If you use the chat rooms, message boards or other interactive areas found on the Site, you are solely responsible for your communications and the consequences of posting those communications. HelpHorizons.com, Inc. does not assume any liability or responsibility for the consequences of such communications. If you feel threatened or believe that you or someone else may be in danger, contact your local law enforcement agency immediately.

HelpHorizons.com, Inc. reserves the right to monitor, edit, and disclose material of any nature posted on the message boards or chat rooms to determine compliance with the Terms and Conditions set forth herein, to comply with law, to protect our rights as Provider, or to protect the safety of Users of the Site. While providing ourselves the right to screen activities, materials and communication on the Site, we assume no responsibility to our Users or to others as a result of screening or for failure to do so.

5. Copyrighted Materials

Copyrighted material of any nature including, but not limited to, text, photography, writings, drawings, music, sound, videos, computer programs, or other software may not be posted on the Site without the express written consent of the owners of the copyright of said material.

User should assume that any material, information, software, or any other content on the Site is protected by copyright. User may not copy, reproduce, retransmit, distribute, publish, use for any commercial purpose, or otherwise transfer any copyrighted material. User may download a single copy of the material from the Site, and that single copy is solely for User's personal use. User does not acquire any ownership rights by downloading copyrighted material.

User is solely responsible for compliance with any copyright, trademark, or other proprietary right which may apply to any material of any nature found on the Site.

6. Limitation of Liability and Warranties

THE SITE AND ALL CONTENT AND MATERIALS ON THE SITE ARE PROVIDED ON AN "AS IS" BASIS. USER AGREES TO USE THE SITE SOLELY AT USER'S OWN RISK. TO THE FULLEST EXTENT PROVIDED BY LAW, PROVIDER DISCLAIMS ANY AND ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES RELATING TO THE QUALITY, ACCURACY, OR CONTENT OF ANY AND ALL MATERIAL, INFORMATION, PRODUCTS, OR SERVICES POSTED ON OR ACCESSED THROUGH THE SITE, AS WELL AS ANY WARRANTIES OF TITLE OR OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Provider is not liable for the conduct of other Users or third parties and the risk of injury from the foregoing rests entirely with User.

Provider is not liable for damages of any nature including, without limitation, direct, indirect, incidental, consequential, or special damages arising out of User's use of the Site or inability to access or use the Site or out of any breach of any warranty.

7. Interactions with Mental Health Professionals

If you choose to interact with a mental health professional on the Site, your relationship is strictly with the mental health professional and Provider is not involved in any way with that relationship. Provider does not endorse or recommend any mental health professional on the Site. Provider advises and encourages User to check the certification and/or licensing of the mental health professional with the applicable state licensing Board or authorities.

User acknowledges that the mental health professionals on the Site are not employees or agents of Provider and Provider assumes no responsibility for any act or omission of any mental health professional. User understands and agrees that, although a mental health professional may have been accessed through the Site, Provider cannot predict or assess a mental health professional's competence and appropriateness for User's needs. User also understands that User takes full responsibility for the decision to access a mental health professional through the Site and to continue to interact with the mental health professional, and that the role of Provider is strictly limited to providing access to mental health professionals and their services for User's consideration.

User hereby releases and agrees to hold harmless HelpHorizons.com, Inc., its directors, officers, employees, agents, successors, advisors, consultants, and assigns from any and all causes of action and claims of any nature resulting from the acts of mental health professionals accessed through the Site.

8. Links to Other Sites

The Site contains links to other Web sites, sometimes called "third party" Web sites. Provider is not responsible for the content of linked third party sites and does not make any representation, warranty, or endorsement with respect to any content or material or the accuracy of any content or material on such third party Web sites.

9. Advertisements

The Site contains advertisements by third parties. The advertisements may contain links to other Web sites. Provider does not make any representation, warranty, or endorsement of any product or the content or accuracy of any materials contained in, or linked to, any advertisement on the Site.

10. Servicemarks and Trademarks

HelpHorizons.com, Inc., HelpHorizons.com logos, and "Welcome to a community of people who care" are servicemarks of HelpHorizons.com, Inc. All other servicemarks and trademarks appearing on the Site belong to their respective owners.

11. Notice

Provider may give notice to Users by means of a general notice on the Site. User may give notice to Provider; such notice shall be deemed given when received by provider at any time by any of the following:

• electronic mail to webmaster@helphorizons.com; or
• letter telecopied to Provider at the following fax number: 866-340-5979.

12. Indemnification

User agrees to indemnify and hold Provider harmless from any dispute that may arise from a breach of the terms of this Agreement. User agrees to indemnify and hold harmless Provider from any cause of action, claims and expenses, including reasonable attorney's fees and court costs, related to a violation of this Agreement, and its Terms and Conditions and as a result of any information, material, or content placed on the Site by User.

13. Choice of Law

This Agreement and the Terms and Conditions set forth herein shall be construed under and governed by the laws of the Commonwealth of Massachusetts, and any dispute arising from this Agreement or a breach of this Agreement will be governed by the laws of the Commonwealth of Massachusetts. User agrees to personal jurisdiction by the state and federal courts sitting in the Commonwealth of Massachusetts. If you have any questions about this provision, you should consult with your own attorney.

14. Merger Clause

This Agreement constitutes the entire agreement between the parties with respect to the subject matter contained herein and supersedes any and all other agreements, communication (written or oral) between Provider and User. Provider may amend this Agreement or impose new conditions at any time by notice from Provider to User as published through the Site. Any use of the Site by User after such notice shall be deemed to constitute acceptance by User of such amendments, modifications, or new conditions.

It is understood and agreed that if any part, term, or provision of this Agreement is held by a court to be illegal or in conflict with any law of the Commonwealth of Massachusetts, the validity of the remaining terms of this Agreement shall not be altered, and the rights and obligations of the parties shall be construed and enforced as if the Agreement did not contain the part, term, or provision held invalid.